FieldEddy Insurance Privacy Policy

Updated and revised: May 11, 2006

Purpose of this notice

Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State of Massachusetts, generally prohibit us from sharing nonpublic personal information about you, or your company, with a third party unless we provide you with this notice of our privacy policies and practices describing the type of information that we collect about you and the categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and the laws of this State, we are providing with this document, which notifies you of the privacy policies and practices of FieldEddy Insurance.

Field Eddy & Bulkley's Privacy Policy

We do not disclose any nonpublic personal information about individual policyholders or claimants to any non-affiliate or non-affiliated third party other than those permitted by law and then only for the purpose of transacting the business of your insurance coverage or your claim.

Customer information

We collect and keep only information that is necessary for us to provide services requested by you and to administer your business with us. We may collect nonpublic information:

• From you when you complete an application or other form. This could include information such as name, address, social security number, assets, income, and any medical information that you authorize us to collect to have had underwritten and to administer policies and claims.
• From a consumer-reporting agency for information such as your credit history as authorized by you.
• As a result of transactions with us, or with our affiliates or others. This could include policy values, claims history, payment history, and transactions completed with us.

Sharing information

We only share your nonpublic personal information with non-affiliated companies or individuals as permitted by law, such as third party administrators and consumer reporting agencies, or to comply with legal or regulatory requirements. In the normal course of business, we may disclose information we collect about you to companies or individuals that contract with us to perform servicing functions such as:

• Underwriting
• Claims administration
• Computer-related services
• Policy administration
• Distribution of material
• Record keeping

Joint marketing of our products and services

When we provide personal information to a service provider, we require these providers to agree to safeguard your information, to use the information only for the intended purpose, and to abide by applicable law.

Employee access to information

Only employees with a valid reason will have access to your personal information. These employees are educated on the importance of maintaining the confidentiality and security of this information. They are required to abide by our information-handling practices.

Your rights

You have the right to request access to the personal information that we record about you. Your right includes the right to know the source of the information and the identity of the persons, institutions or the types of institutions to whom we have disclosed such information within 2 years prior to your request. Your right includes the right to view such information and copy it in person, or request that a copy of it be sent to you by mail (for which we may charge a reasonable fee to cover our costs). Your also have the right to request corrections, amendments or deletions of any information in our possession. To request access to or to amend your information you must submit a request in writing to:

FieldEddy Insurance
Sheri Meye, Agency Manager
P.O. Box 2979
Springfield MA
01102-2979

This request should include your name, address, social security number, telephone number and your specific request whether it be corrections, amendments or to view information.

Protection of information

We maintain security standards to protect confidential information, whether written, spoken, or electronic. We update and test our systems to ensure the protection and integrity of our information.

Dispute resolution

Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Reservation of the right to disclose information in unforeseen circumstances

In connection with the potential sale or transfer of its interests, FieldEddy Insurance and its affiliates reserve the right to sell or transfer your information (including but not limited to your address, name, age, sex, zip code, state and country of residence and other information that you provide through other communications) to a third party entity that concentrates its business in a similar practice or service; agrees to be FieldEddy Insurance's successor in interest with the regard to the maintenance and protection of the information collected; and agrees to the obligations of this privacy statement.