Our Personal Insurance Plans

Home

Protects against the loss or damage to dwellings and the contents, personal liability for injury, and damage to the property of others. In addition, clients have coverage for living expenses when the home is damaged, and for medical payments to others injured at the property. For an additional premium, clients can receive contents coverage at replacement value.

Auto

Covers the key components of mishaps to the insured vehicle, including: bodily injury and injury to others; property damage and the property of others; and collision damage. Learn more about recent changes to Massachusetts Auto Insurance.

Umbrella

In today's litigious society, having adequate personal liability protection is crucial for many policyholders. Even if you don't consider yourself "wealthy," a lawsuit against you could be devastating. You certainly don't have to be a millionaire to be sued like one. To protect yourself and your family against a massive lawsuit, you can purchase a Personal Excess Liability Policy. It provides another layer of protection over your liability coverage on your auto, home and boat policies.

Life

Life insurance is crucial for long-term financial security. While various products serve different needs, they all share the common purpose of paying a cash benefit to a beneficiary in the event of the death of the covered individual. Some clients prefer an option that allows them to accumulate cash, as their policy builds cash value in addition to death benefit.

Boat

Protects against direct accidental loss to the boat, attached equipment, portable accessories, the motor, and the trailer. The policy includes liability coverage for injury and property damage resulting from use of the boat or motor. Additional coverage is available. Medical expenses are covered up to $5,000 for the owner of the boat, the owner's family, or guests who may be injured while on the boat.

Renters

Gain protection for loss or damage to personal property and for personal liability in the case of injury to others or damage to the property of others. In addition, additional living expenses are covered when the insured's apartment is damaged. Medical expenses are paid to others injured while in the insured's apartment.

We offer other coverage as well. Contact us today to learn more.